Being a part owner of a local credit union
feels good. Saving money feels better.
We don’t earn money to pay shareholders.
We use it to give you better dividends and
lower fees than a big bank. So go ahead. Save some green. Break free to Harborstone today!
feels good. Saving money feels better.
We don’t earn money to pay shareholders.
We use it to give you better dividends and
lower fees than a big bank. So go ahead. Save some green. Break free to Harborstone today!
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No Interest
*APY = Annual Percentage Yield. Rates are valid as of April 1, 2010 and are subject to change at any time. Your qualified dividend rate is paid on balances from one penny to $50,000.00 when account requirements are met. Your above-cap dividend rate of .05% will be paid on balances from $50,000.01 and above when account requirements are met. U.S. ATM fee reimbursement and dividends will be paid on the last business day of the following month provided that the criteria of 12 VISA® debit and two Online Bill Pay transactions are met. Transactions must post during the business month. Fees may reduce earnings. Dividends are calculated daily and paid monthly. All checking accounts and VISA check card approvals must meet Harborstone Credit Union checking policies. If account requirements are not met, members will still receive free Harborstone ATM withdrawals and 10 free withdrawals per month elsewhere ($1 per withdrawal thereafter) and will earn a rate of .05% on their entire balance. Harborstone Credit Union will not be responsible for ATM surcharge fees charged by ATM owners. $25 minimum account balance required to maintain membership privileges. *APR = Annual percentage rate. As of October 1, 2009 the regular APR is 4.25% and is subject to change quarterly based on the Wall Street Journal Prime Rate but cannot fall below 4.25% APR or exceed 12.5% APR. EQUITYLINE is a second mortgage. All loans and collateral must meet 
Harborstone lending policies. Property must be located in Washington. Consult your tax adviser for deductibility. Fee for foreign transactions 1% of U.S. dollar transaction. Property insurance is required. $400 refinance fee for existing Harborstone second mortgage or EQUITYLINE applied when refinancing.*Rates presented are from the Bank of America website (www.bankofamerica.com) effective April 26th, 2010. Rates are not guaranteed to be accurate. Checking account is MyAccess Checking. Savings is Market Rate Savings account. CD is Standard CD for 240-299 days. VISA rates are Standard APR for the BankAmericard Cash Rewards™ Visa Signature® Card.
Harborstone lending policies. Property must be located in Washington. Consult your tax adviser for deductibility. Fee for foreign transactions 1% of U.S. dollar transaction. Property insurance is required. $400 refinance fee for existing Harborstone second mortgage or EQUITYLINE applied when refinancing.*Rates presented are from the Bank of America website (www.bankofamerica.com) effective April 26th, 2010. Rates are not guaranteed to be accurate. Checking account is MyAccess Checking. Savings is Market Rate Savings account. CD is Standard CD for 240-299 days. VISA rates are Standard APR for the BankAmericard Cash Rewards™ Visa Signature® Card.